- Idle operating cash: the balance that sits idle between payment cycles starts earning yield without losing availability.
- Centralized treasury: companies that concentrate their dollar cash in a single structure get allocation by approved policy, without building their own desk.
- Dollar reserve: companies that hold a USDC reserve for FX reasons capture the Treasury rate on that reserve.
- Startup runway: cash raised in a funding round earns yield while it is spent, with daily redemptions for payroll and suppliers.
Operations
Use Cases
When TESA makes sense