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  • Idle operating cash: the balance that sits idle between payment cycles starts earning yield without losing availability.
  • Centralized treasury: companies that concentrate their dollar cash in a single structure get allocation by approved policy, without building their own desk.
  • Dollar reserve: companies that hold a USDC reserve for FX reasons capture the Treasury rate on that reserve.
  • Startup runway: cash raised in a funding round earns yield while it is spent, with daily redemptions for payroll and suppliers.
In every case the requirement is the same: digital dollar cash, a centralized treasury and meaningful volume.